@font-face{font-family:Heebo;src:url(fonts/heebo-var.woff2) format("woff2");font-weight:400 800;font-display:swap}
:root{
  --navy:#023E53;--teal:#127A98;--teal-soft:#E8F3F7;--orange:#E17329;--btn:#BF540E;--btn-hover:#A9480B;
  --text:#1F2F36;--muted:#56666D;--line:#E3E9EC;--bg:#FFFFFF;--bg-soft:#F7FAFB;
  --r:14px;--wrap:1120px;--shadow:0 1px 2px rgba(2,62,83,.06),0 8px 24px rgba(2,62,83,.06);
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:84px;-webkit-text-size-adjust:100%}
body{margin:0;font-family:Heebo,"Arial Hebrew",Arial,sans-serif;font-size:17px;line-height:1.7;color:var(--text);background:var(--bg)}
img,svg{display:block;max-width:100%}
img{height:auto}
a{color:var(--teal)}
h1,h2,h3{color:var(--navy);line-height:1.25;margin:0 0 .5em;font-weight:800}
h1{font-size:clamp(1.9rem,4.2vw,2.9rem)}
h2{font-size:clamp(1.5rem,3vw,2.1rem)}
h3{font-size:1.2rem;font-weight:700}
p{margin:0 0 1em}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.skip{position:absolute;right:-9999px}.skip:focus{right:12px;top:12px;z-index:99;background:#fff;padding:8px 12px}
:focus-visible{outline:3px solid var(--btn);outline-offset:2px}
main:focus{outline:none}

/* buttons */
.btn{display:inline-flex;white-space:nowrap;align-items:center;gap:.5em;justify-content:center;padding:.8em 1.5em;border-radius:999px;border:2px solid var(--btn);background:var(--btn);color:#fff;font:inherit;font-weight:700;text-decoration:none;cursor:pointer;transition:background .15s,border-color .15s}
.btn:hover{background:var(--btn-hover);border-color:var(--btn-hover)}
.btn-ghost{background:transparent;color:var(--teal);border-color:var(--teal)}
.btn-ghost:hover{background:var(--teal);border-color:var(--teal);color:#fff}
.btn svg{width:1.1em;height:1.1em}
.center{text-align:center}

/* header */
.hdr{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(6px)}
.hdr .wrap{display:flex;align-items:center;gap:20px;height:72px;max-width:1280px}
.lockup{display:inline-flex;align-items:center;gap:6px;direction:ltr}
.logo img{width:auto}.logo img:first-child{height:36px}.logo img:last-child{height:44px}
.lockup.big{gap:12px}.lockup.big img:first-child{height:64px;width:auto}.lockup.big img:last-child{height:78px;width:auto}
.nav{display:flex;gap:4px;align-items:center;margin-inline-start:auto;list-style:none;padding:0;margin-block:0}
.nav a{display:block;white-space:nowrap;padding:8px 10px;color:var(--navy);text-decoration:none;font-weight:500;border-radius:8px;font-size:.97rem}
.nav a:hover,.nav a[aria-current]{color:#0F6A84;background:var(--teal-soft)}
.dd{position:relative}
.dd>a::after{content:"";display:inline-block;margin-inline-start:6px;border:4.5px solid transparent;border-top-color:currentColor;transform:translateY(3px)}
.dd ul{position:absolute;top:100%;right:0;min-width:220px;list-style:none;margin:0;padding:8px;background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--shadow);opacity:0;visibility:hidden;transform:translateY(6px);transition:.15s}
.dd:hover ul,.dd:focus-within ul{opacity:1;visibility:visible;transform:none}
.hdr .btn{padding:.55em 1.1em;font-size:.95rem}
.mnav{display:none}

/* hero + page intro */
.hero{padding:72px 0 64px;background:linear-gradient(180deg,var(--bg-soft),#fff)}
.hero .wrap{display:grid;grid-template-columns:1.4fr 1fr;gap:48px;align-items:center}
.hero p.sub{font-size:1.2rem;color:var(--muted);max-width:36em}
.hero .actions,.intro .actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}
.hero-mark{width:min(320px,100%);margin-inline:auto}
.intro{padding:56px 0 44px;background:var(--bg-soft);border-bottom:1px solid var(--line)}
.intro .sub{color:var(--muted);font-size:1.12rem;max-width:40em;margin:0}
.crumbs{font-size:.9rem;color:var(--muted);margin-bottom:8px}
.crumbs a{color:var(--muted)}

/* sections */
.sec{padding:72px 0}
.sec.soft{background:var(--bg-soft)}
.sec-title{text-align:center;margin-bottom:40px}
.sec-title p{color:var(--muted);max-width:40em;margin:0 auto}
.split{display:grid;grid-template-columns:1.3fr 1fr;gap:48px;align-items:center}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:28px;box-shadow:var(--shadow)}
.stack>*+*{margin-top:28px}
.art{display:grid;place-items:center;background:var(--teal-soft);border-radius:var(--r);aspect-ratio:1/1;max-width:360px;width:100%;margin-inline:auto}
.art svg{width:44%;height:auto;color:var(--teal)}
.art img{width:70%}
.art.wide{aspect-ratio:auto;padding:40px 28px;background:#fff;border:1px solid var(--line)}
.lockup img{max-width:none}

.one{grid-template-columns:minmax(0,400px);justify-content:center}
.checks.cols2{display:grid;grid-template-columns:1fr 1fr;column-gap:40px;max-width:900px;margin:0 auto}
.grid{display:grid;gap:20px}
.g3{grid-template-columns:repeat(3,1fr)}
.g2{grid-template-columns:repeat(2,1fr)}
.ico{width:48px;height:48px;border-radius:12px;display:grid;place-items:center;background:var(--teal-soft);color:var(--teal);margin-bottom:14px}
.ico svg{width:26px;height:26px}
.step-n{color:var(--orange);font-weight:800}
.note{margin-top:28px;color:var(--muted);font-size:.95rem;text-align:center;max-width:52em;margin-inline:auto}
a.card{text-decoration:none;color:inherit;transition:border-color .15s,transform .15s}
a.card:hover{border-color:var(--teal);transform:translateY(-2px)}
a.card .more{color:var(--teal);font-weight:700;font-size:.95rem}
.after{margin-top:36px;text-align:center}
.after p{color:var(--muted)}

/* checklist */
.checks{list-style:none;padding:0;margin:0}
.checks li{position:relative;padding:10px 36px 10px 0;border-bottom:1px solid var(--line)}
.checks li::before{content:"";position:absolute;right:0;top:15px;width:22px;height:22px;border-radius:50%;background:var(--teal-soft) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23127A98' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12l5 5 9-10'/%3E%3C/svg%3E") center/14px no-repeat}

/* cta + forms */
.cta{background:var(--navy);color:#DCE8EC}
.cta h2,.cta h3{color:#fff}
.cta .split{align-items:start}
.form{display:grid;gap:12px}
.form label{font-size:.9rem;font-weight:500}
.form input{width:100%;font:inherit;padding:.75em 1em;border:1.5px solid #7D8E95;border-radius:10px;background:#fff;color:var(--text)}
.form input:focus{border-color:var(--teal);outline:none;box-shadow:0 0 0 3px rgba(18,122,152,.2)}
.form .btn{width:100%}
.form-note{font-size:.8rem;line-height:1.5;color:var(--muted);margin:2px 0 4px}
.ftr .legal a{color:#D5E4E9}
.ftr .form-note{color:#AFC3CA}
.ftr .form-note a,.ftr .legal a{color:#D5E4E9;text-decoration:underline}
.form-note a{text-decoration:underline}
.cta .form-card{background:#fff;color:var(--text);border-radius:var(--r);padding:28px}
.cta .form-card h3{color:var(--navy)}

/* team, insurers, testimonials */
.person{text-align:center}
.avatar{width:160px;height:160px;border-radius:50%;margin:0 auto 16px;display:grid;place-items:center;background:var(--teal-soft);color:var(--teal);font-weight:800;font-size:2.4rem;object-fit:cover;border:4px solid #fff;box-shadow:0 0 0 2px var(--teal-soft),0 6px 18px rgba(2,62,83,.12)}
.person .role{color:var(--muted);font-size:.95rem;margin:0}
.logos{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(130px,1fr));gap:14px}
.logos li{display:grid;place-items:center;height:92px;padding:16px 18px;background:#fff;border:1px solid var(--line);border-radius:12px}
.logos img{max-height:52px;max-width:100%;width:auto;object-fit:contain}
.wa{position:fixed;left:18px;bottom:18px;z-index:60;width:56px;height:56px;border-radius:50%;background:#25D366;color:#fff;display:grid;place-items:center;box-shadow:0 6px 18px rgba(0,0,0,.18)}
.wa svg{width:30px;height:30px}
.wa:hover{background:#1ebe5b}
.ph{background:#FFF4E5;outline:1px dashed var(--orange);border-radius:4px;padding:0 4px;color:#8A3B06}

/* faq */
.faq{max-width:820px;margin:0 auto}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{cursor:pointer;list-style:none;padding:18px 0 18px 36px;font-weight:700;color:var(--navy);position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;left:4px;top:12px;font-size:1.6rem;font-weight:400;color:var(--teal);transition:transform .15s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq details p{margin:0 0 18px;color:var(--muted)}

/* blog */
.post .date{color:var(--muted);font-size:.9rem;margin-bottom:6px}
.prose{max-width:760px;margin:0 auto}
.prose h2{font-size:1.5rem;margin-top:1.4em}

/* footer */
.ftr{background:#021F2A;color:#AFC3CA;padding:64px 0 24px;font-size:.95rem}
.ftr h2,.ftr h3{color:#fff;font-size:1.05rem;font-weight:700}
.ftr .form h2{font-size:1.05rem}
.ftr a{color:#D5E4E9;text-decoration:none}
.ftr a:hover{text-decoration:underline}
.ftr .cols{display:grid;grid-template-columns:.8fr 1.3fr 1fr 1.3fr;gap:36px}
.ftr ul{list-style:none;padding:0;margin:0}
.ftr li{margin-bottom:6px}
.ftr .form input{border-color:#23414C}
.ftr .brand img{height:40px;width:auto;margin-bottom:12px;filter:brightness(0) invert(1)}
.ftr .legal{border-top:1px solid #16333E;margin-top:40px;padding-top:20px;text-align:center;font-size:.85rem}
.ftr .ph{color:#8A3B06}

/* responsive */
@media (max-width:1180px){
  .nav,.hdr .desk{display:none}
  .mnav{display:block;margin-inline-start:auto;position:relative}
  .mnav summary{list-style:none;cursor:pointer;width:44px;height:44px;display:grid;place-items:center;border-radius:10px;border:1px solid var(--line);color:var(--navy)}
  .mnav summary::-webkit-details-marker{display:none}
  .mnav[open] summary{background:var(--teal-soft)}
  .mnav .panel{position:absolute;left:0;top:54px;width:min(300px,calc(100vw - 32px));background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--shadow);padding:10px;max-height:calc(100vh - 90px);overflow:auto}
  .mnav .panel a{display:block;padding:10px 12px;color:var(--navy);text-decoration:none;border-radius:8px}
  .mnav .panel a:not(.btn):hover,.mnav .panel a[aria-current]:not(.btn){background:var(--teal-soft);color:#0F6A84}
  .mnav .panel .sub a{padding-inline-start:28px;font-size:.95rem}
  .mnav .panel .btn{display:flex;margin-top:8px;color:#fff}
  .ftr .cols{grid-template-columns:1fr 1fr}
}
@media (max-width:1020px){.ftr .cols{grid-template-columns:1fr 1fr}.svc{grid-template-columns:repeat(2,1fr)}}
@media (max-width:760px){
  body{font-size:16px}
  .btn{white-space:normal;text-align:center}
  .ftr{padding-bottom:96px}
  .hero{padding:44px 0}
  .hero .wrap,.split,.g3,.g2,.checks.cols2{grid-template-columns:1fr}
  .hero-mark{width:160px;order:-1}
  .sec{padding:52px 0}
  .ftr .cols{grid-template-columns:1fr}
  .art{max-width:220px}
  .art.wide{max-width:360px}
  .lockup.big img:first-child{height:44px}.lockup.big img:last-child{height:54px}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}